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Roth conversion tax impact 13

https://articlegrovey.com/s/r8xzpP2hPU8B6mkzS5A9j

Converting a traditional IRA to a Roth IRA means paying income tax on the amount you convert now, based on your current tax bracket. This can be a smart move if you expect to be in a higher tax bracket later, because Roth withdrawals are tax-free in retirement. However, the conversion itself bumps up your taxable income for the year, so it's important to plan the timing and amount to avoid pushing yourself into a higher bracket unnecessarily.