Here's something the personal finance world gets slightly wrong: they treat travel insurance as an optional luxury, something you evaluate on a trip-by-trip basis and skip when the budget is tight
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There's a specific kind of stress that comes with crossing a border and suddenly wondering: am I actually covered right now? For nomads moving between countries on irregular schedules, insurance coverage can feel like a patchwork quilt —
A base travel insurance policy is like a bare-bones laptop: it functions, technically, but you'll quickly discover what's missing. For occasional vacationers, the standard coverage is often fine
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Ask most travelers about travel insurance and you'll hear some version of the same story: "I had it once, never needed it, stopped buying it." Or: "My credit card covers me
Most travelers treat insurance as optional — a sensible precaution, but ultimately a personal choice. In a growing number of countries, that assumption is wrong
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