Why Homeowners With No Claims Often Assume Their Policy Is Enough

https://star-wiki.win/index.php/Why_Longtime_Homeowners_Assume_Their_Policy_Is_Fine_-_and_Why_That_Assumption_Often_Fails

You've owned your house for 5 to 15 years. No leaks, no break-ins, no hail damage. When your agent asked about coverage, you picked a policy that felt affordable and moved on