Sell, loan, or list your Rolex? Each has a cost. A loan lets you keep it, but...

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Sell, loan, or list your Rolex? Each has a cost. A loan lets you keep it, but adds risk. A sale pays now; consignment may take 61 days. We weigh fees, wait, and box and papers, so you can pick the path that fits your cash, time, and tie to the watch.