Planning for a big family bill? Keep separate savings pots for the cost and...

https://stephenczub458.theglensecret.com/what-is-an-awkward-month-budget-and-how-do-i-build-one

Planning for a big family bill? Keep separate savings pots for the cost and your emergency buffer. Stress-test your budget with an awkward month, such as a car repair or reduced pay, so you know what you can afford before committing.