If your 2026 renewal feels more painful than usual, you aren’t imagining it....

https://list-wiki.win/index.php/How_ICHRA_Reimbursements_Actually_Work:_A_No-Nonsense_Guide_for_Small_Business_Owners

If your 2026 renewal feels more painful than usual, you aren’t imagining it. Small employers are getting crushed by rising premiums with almost no leverage to negotiate better rates