How a 38-Person Marketplace Startup Got Hit by a $220K Health Bill in Year Three

https://www.seo-bookmarks.win/why-73-of-small-employers-fail-when-they-rely-only-on-marketplace-exchanges-for-health-insurance

Why our marketplace-based plan stopped working as the team grew We started like a lot of early-stage companies: no HR department, no benefits bureaucracy, a $200 monthly stipend for health insurance, and an optimistic belief that employees