Florida’s 2%, 5% and 10% hurricane deductibles can leave a $500,000 homeowner...

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Florida’s 2%, 5% and 10% hurricane deductibles can leave a $500,000 homeowner facing $10,000–$50,000 upfront. See how a collateral loan or selling a Rolex might help cover the gap—and why to schedule valuables and store policy documents in the cloud.