Florida hurricane deductibles of 2%, 5% or 10% can mean $10,000–$50,000 upfront...

https://bizzmarkblog.com/whats-the-biggest-mistake-people-make-with-hurricane-deductibles-in-miami/

Florida hurricane deductibles of 2%, 5% or 10% can mean $10,000–$50,000 upfront on a $500,000 home. Make a cash plan—perhaps a collateral loan or selling a Rolex—schedule valuables on your policy, and store records in the cloud.