A big bill need not eat your safety net. Keep separate savings pots for the...

https://telegra.ph/How-do-I-budget-for-a-nursery-deposit-and-a-car-repair-in-the-same-month-11-05

A big bill need not eat your safety net. Keep separate savings pots for the cost and your emergency buffer, with a set sum for each. Stress-test your budget with an awkward month: add a car fix, high food costs or less pay